Africa is the global leader in mobile money adoption, with mobile money accounts now outnumbering traditional bank accounts across much of Sub-Saharan Africa and instant payment transaction volumes exceeding 64 billion in 2024 alone. Platforms such as M-Pesa in Kenya, MTN MoMo across West and Central Africa, and OPay in Nigeria have built entirely new financial infrastructure on top of mobile networks rather than legacy banking. This category covers investment opportunities across Africa’s fintech sector, from digital payments and mobile money to lending platforms, remittances, insurtech, and the regulatory frameworks shaping financial inclusion across the continent.